Pet Insurance Helps Animals Injured in Accidents

Since your pet is part of your family too, it only makes sense your car insurance should not only cover people injured in your car, but also your beloved pets. Insurance companies are now realizing just how important dogs and cats are to their owners, and just how often owners bring these pets on road trips with them.

According to Progressive Insurance, a nationwide automotive insurance group, pet protection is now included in their collision plans for that very reason. As an addition to Progressive’s Collision Coverage program, customers now receive the company’s Pet Injury Coverage plan — which covers up to $500 in veterinary bills if your pet is injured in an automobile accident. The plan, covering dogs and cats, is included at no additional charge to customers.

Progressive experts maintain keeping pets safe during road trips and travel is becoming increasingly important to its insurance members. In addition to offering its new pet insurance coverage, Progressive is teaming up with pet expert and author Andrea Arden to educate drivers about pet safety on the road.

Tips for Keeping Your Dog and Cat Safe in the Car

Look for pet-friendly travel services and options

Check with your car insurance company to see if pets are covered. The Progressive Group of Insurance Companies introduced its new Pet Injury Coverage to help cover costs if your pet gets hurt as a result of a car accident.
Research your travel itinerary ahead of time, making sure there are appropriate parks and rest stops where both you and your pet can stretch your legs.

Make your pet comfortable in the car

Often, pets only ride in the car when they are visiting the vet or groomer, making them afraid to ride in the car. Teach your animal that car rides can be fun by taking them for short rides to the park or a new walking area.
If your pet’s anxiety persists, consider over-the-counter products that can help reduce stress and anxiety.
If you plan to keep your pet in a travel crate while you drive, familiarize your pet with their crate by keeping it around the house — the more familiar they are with their surroundings, the more comfortable and secure they will be in the car.
Since many pets get car sick, avoid feeding them for a few of hours before the trip.

Keep proper identification on hand

In case your pet gets lost while traveling, be sure your pet is wearing up-to-date identification tags. The most important thing to list on the tag is an emergency contact number. Also mention the possibility of an award offer for finding your pet or if your pet needs any medication.

Pack a doggie bag

A pet travel pack will prepare you for anything. Make sure it contains cleaning supplies, a towel or bed, portable food and water bowls, food and water, a pet first aid kit and toys.

Restrain your pet while traveling

Unrestrained pets can be a distraction to drivers and can get injured if the car makes a sudden stop or is involved in an accident. Secure your pet in a crate or with a harness to keep them safe.

Don’t let your pet ride with his or her head out the window

While most dogs love to hang their heads out of the car, it is best not to indulge them. They can easily be injured by debris flying into their eyes.

Never leave your pet unsupervised in the car

Just like people, dogs and cats are susceptible to heat stroke and can even be stolen. Make sure you know where your pet is at all times.

For more information about Pet Injury Coverage, or to make sure your pet is covered by insurance, visit Progressive.

Read more about insurance option in
RTM’s Auto Insurance section